Provident Polska is a leader in the cash loan market, operating since 1997. The company belongs to the international financial group International Personal Finance (IPF), which covers markets in Poland, the Czech Republic, Hungary, Romania, and Mexico. IPF is listed on the London Stock Exchange and is part of the FTSE 250 index. Provident Polska stands out not only for the scale of its operations, but also for its commitment to socially responsible business, as confirmed by the RESPECT Certificate.
The growing scale of its operations and the dynamic needs of its customers required Provident Polska to create a tool that would enable effective management of financial processes, automation of key activities, and rapid response to market changes. Another important goal was to ensure full integration with existing banking and domain systems, while guaranteeing the highest level of data security.
The choice of a low-code platform was driven by the need to quickly deliver solutions that flexibly respond to changing business requirements.
• The implementation of the Cash&Go application included:
- Design and deployment: An intuitive application created using drag&drop tools and low-code platform function libraries.
- Integration and automation: The system supports automatic limit allocation, cash flow control, and integration with ATMs and domain systems.
- Testing and launch: Detailed testing was conducted, and the system was implemented along with employee training and post-implementation support.
• Implementation results
Cash&Go low-code app helps Provident Polska to achieve:
- Automation of loan and cash management processes, which has shortened operation times.
- Increased operational efficiency through transaction monitoring and ongoing cash flow supervision.
- Integration and flexibility, ensuring data consistency and operational fluidity through API.
- Security at the highest level thanks to the ABAC authorization model and compliance with OWASP ASVS L2.
- Decision support through managers reporting.
The implementation of the Cash&Go application has enabled Provident Polska to automate key processes and increase operational efficiency, while strengthening its market leadership position. Thanks to its cooperation with yarrl company, the customer has gained a tool that supports business development and innovation in a dynamically changing market.
• Built on a low-code platform, the Cash&Go application includes, among other things:
- cash flow supervision,
- automatic limit allocation,
- control of funds limits and advisor tasks,
- cash availability at ATMs,
- funds flow monitoring,
- integration with banking systems,
- API integration with domain systems,
- reporting for managers,
- ABAC (Attribute Based Access Control) authorization model,
- OWASP ASVS L2 security.
